Six teams, thirteen bonus weeks, one Super Bonus. The draft is done —
from here the only thing you control is the weekly bonus card. This is where it gets decided.
BaylorIllinoisJacksonville St.LibertyMiamiOle Miss
Picks due noon ThursdayEmail Daniel Frockt — danielfrockt@yahoo.com — reply-all so everyone can root against you.
Earlier if a Tuesday or Wednesday game is involved.
The season card
Expected points added vs never bonusing: +90
Wk
Date
Team
Matchup
Bonus type
Hit
Net gain
1
Sep 4
Ole Miss
N vs UofL Mason
Beat owned team
69%
+4.7
2
Sep 10
Miami Super
H vs Florida A&M
Win by 20+
97%
+30.4
3
Sep 18
Illinois
H vs S. Illinois
Win by 20+
93%
+10.2
4
Sep 24
Miami
H vs C. Michigan
Win by 20+
73%
+4.8
5
Oct 2
Miami
A vs Clemson LarryAP
Beat owned team
69%
+2.6
6
Oct 7
Ole Miss
A vs Vandy Chris
Beat owned team
49%
+0.5
7
Oct 13
Miami
H vs FSU Larry
Beat owned team
78%
+6.4
8
Oct 21
Miami
H vs Pitt Drobby
Beat owned team
77%
+6.1
9
Oct 28
Miami
A vs UNC Tovah
Beat owned team
85%
+7.6
10
Nov 7
Illinois
H vs Nebraska Chris
Beat owned team
64%
+3.6
11
Nov 14
Illinois
A vs UCLA Dudley
Beat owned team
57%
+2.2
12
Nov 20
Ole Miss
H vs Wofford
Win by 20+
97%
+11.2
13
Nov 28
No bonus — nothing clears the break-even bar
0.0
Baylor0/6
Illinois3/6
Jacksonville St.0/6
Liberty0/6
Miami6/6
Ole Miss3/6
Each team may be bonused at most six times. Miami hits that ceiling under this
plan — if you spend a Miami bonus early on something unplanned, a later week loses its best option.
Where the Super Bonus goes
Marginal value over a normal bonus = 30p − 10
Wk
Team
Opponent
Bonus type
Hit
Extra vs normal
2
Miami
vs Florida A&M
Win by 20+
97%
+19.2
12
Ole Miss
vs Wofford
Win by 20+
97%
+19.1
3
Illinois
vs S. Illinois
Win by 20+
93%
+18.0
12
Miami
vs VA Tech
Beat owned team
89%
+16.7
2
Baylor
vs Prairie View A&M
Win by 20+
87%
+16.2
Because the Super Bonus simply doubles both sides, it belongs on the single
highest-probability bonus you were going to make anyway — not on a marquee game.
Week 2 and Week 12 are effectively tied at 97%, so holding the Super Bonus until Week 12 costs about
0.1 points and keeps it in reserve in case injuries or a bad start change the picture.
Week by week
Every legal option, and what it does to your week total
Each week lists every bonus you could legally play. Expected week is your
projected total for all six teams if you make that pick; week pts if hit and if miss are the
two branches, holding your other games at their projections. The green row is the highest expected total;
the gold row is the biggest number you could post if it lands.
▸Week 1Sep 4Ole Miss — Beat owned team31.8 pts
No bonus27.1
Best expected31.8Ole Miss · Beat owned team
Highest ceiling if it hits46.2Liberty · 11% shot
Matchup
Bonus option
Hit
If hit
If miss
Expected week
vs none
Ole MissN vs UofLMason
Beat owned team Best EVPlan
69%
41.0
11.0
31.8
+4.7
Jacksonville St.H vs E. Kentucky
Win by 20+
59%
40.6
10.6
28.3
+1.2
BaylorN vs AuburnEd
Beat owned team
38%
43.9
13.9
25.3
-1.8
IllinoisH vs UAB
Win by 20+
44%
41.3
11.3
24.6
-2.5
MiamiA vs Stanford
Win by 20+
26%
42.5
12.5
20.2
-6.9
LibertyA vs JMUMason
Beat owned team Ceiling
11%
46.2
16.2
19.5
-7.6
Ole MissN vs UofLMason
Win by 20+
19%
41.0
11.0
16.6
-10.5
LibertyA vs JMUMason
Win by 20+
0%
46.2
16.2
16.3
-10.8
BaylorN vs AuburnEd
Win by 20+
4%
43.9
13.9
15.3
-11.8
No bonusall 6 games score normally
—
—
27.1
27.1
27.1
0.0
▸Week 2Sep 10Miami — Win by 20+ Super45.5 pts
No bonus34.2
Best expected45.5Miami · Win by 20+
Highest ceiling if it hits52.4Jacksonville St. · 4% shot
Matchup
Bonus option
Hit
If hit
If miss
Expected week
vs none
MiamiH vs Florida A&M
Win by 20+ Best EVPlan
97%
46.3
16.3
45.5
+11.3
BaylorH vs Prairie View A&M
Win by 20+
87%
46.6
16.6
42.8
+8.6
Ole MissH vs Charlotte
Win by 20+
60%
47.7
17.7
35.5
+1.3
LibertyH vs Gardner-Webb
Win by 20+
57%
47.8
17.8
34.8
+0.7
IllinoisH vs Duke
Win by 20+
18%
50.3
20.3
25.6
-8.6
Jacksonville St.A vs Ohio
Win by 20+ Ceiling
4%
52.4
22.4
23.5
-10.7
No bonusall 6 games score normally
—
—
34.2
34.2
34.2
0.0
▸Week 3Sep 18Illinois — Win by 20+44.2 pts
No bonus34.0
Best expected44.2Illinois · Win by 20+
Highest ceiling if it hits51.0Jacksonville St. · 10% shot
Matchup
Bonus option
Hit
If hit
If miss
Expected week
vs none
IllinoisH vs S. Illinois
Win by 20+ Best EVPlan
93%
46.2
16.2
44.2
+10.2
MiamiA vs Wake ForestSam
Beat owned team
72%
47.6
17.6
39.2
+5.2
Ole MissH vs LSUDrobbyAP
Beat owned team
70%
45.7
15.7
36.7
+2.8
Ole MissH vs LSUDrobbyAP
Beat ranked team
70%
45.7
15.7
36.7
+2.8
BaylorH vs LA Tech
Win by 20+
33%
48.8
18.8
28.8
-5.2
LibertyH vs Ball St.
Win by 20+
13%
50.6
20.6
24.4
-9.6
Jacksonville St.H vs Georgia Southern
Win by 20+ Ceiling
10%
51.0
21.0
23.9
-10.1
MiamiA vs Wake ForestSam
Win by 20+
21%
47.6
17.6
23.8
-10.1
Ole MissH vs LSUDrobbyAP
Win by 20+
19%
45.7
15.7
21.5
-12.5
No bonusall 6 games score normally
—
—
34.0
34.0
34.0
0.0
▸Week 4Sep 24Miami — Win by 20+29.0 pts
No bonus24.2
Best expected29.0Miami · Win by 20+
Highest ceiling if it hits42.8Illinois · 12% shot
Matchup
Bonus option
Hit
If hit
If miss
Expected week
vs none
MiamiH vs C. Michigan
Win by 20+ Best EVPlan
73%
37.1
7.1
29.0
+4.8
Ole MissA vs FloridaIsaac
Beat owned team
61%
38.9
8.9
27.3
+3.1
IllinoisA vs OSUTovahAP
Beat owned team Ceiling
12%
42.8
12.8
16.5
-7.6
IllinoisA vs OSUTovahAP
Beat ranked team
12%
42.8
12.8
16.5
-7.6
BaylorH vs Colorado
Win by 20+
17%
40.3
10.3
15.4
-8.8
Jacksonville St.H vs MTSU
Win by 20+
16%
40.5
10.5
15.2
-9.0
LibertyA vs Coastal Carolina
Win by 20+
9%
41.4
11.4
13.9
-10.2
IllinoisA vs OSUTovahAP
Win by 20+
1%
42.8
12.8
13.0
-11.2
Ole MissA vs FloridaIsaac
Win by 20+
14%
38.9
8.9
12.9
-11.3
No bonusall 6 games score normally
—
—
24.2
24.2
24.2
0.0
▸Week 5Oct 2Miami — Beat owned team20.7 pts
No bonus18.2
Best expected20.7Miami · Beat owned team
Highest ceiling if it hits35.4Liberty · 8% shot
Matchup
Bonus option
Hit
If hit
If miss
Expected week
vs none
MiamiA vs ClemsonLarryAP
Beat owned team Best EVPlan
69%
30.0
0.0
20.7
+2.6
MiamiA vs ClemsonLarryAP
Beat ranked team
69%
30.0
0.0
20.7
+2.6
BaylorA vs AZ St.Drobby
Beat owned team
38%
35.0
5.0
16.3
-1.8
IllinoisH vs Purdue
Win by 20+
19%
34.1
4.1
9.9
-8.3
LibertyA vs Delaware
Win by 20+ Ceiling
8%
35.4
5.4
7.9
-10.3
BaylorA vs AZ St.Drobby
Win by 20+
4%
35.0
5.0
6.3
-11.8
MiamiA vs ClemsonLarryAP
Win by 20+
19%
30.0
0.0
5.6
-12.6
No bonusall 4 games score normally
—
—
18.2
18.2
18.2
0.0
▸Week 6Oct 7Ole Miss — Beat owned team14.0 pts
No bonus13.4
Best expected14.0Ole Miss · Beat owned team
Highest ceiling if it hits31.2Jacksonville St. · 5% shot
Matchup
Bonus option
Hit
If hit
If miss
Expected week
vs none
Ole MissA vs VandyChris
Beat owned team Best EVPlan
49%
29.3
-0.7
14.0
+0.5
LibertyH vs Sam Houston
Win by 20+
23%
29.0
-1.0
6.0
-7.4
IllinoisA vs Michigan St.
Win by 20+
8%
30.8
0.8
3.0
-10.4
Jacksonville St.A vs Kennesaw St.
Win by 20+ Ceiling
5%
31.2
1.2
2.8
-10.6
Ole MissA vs VandyChris
Win by 20+
8%
29.3
-0.7
1.6
-11.8
No bonusall 4 games score normally
—
—
13.4
13.4
13.4
0.0
▸Week 7Oct 13Miami — Beat owned team30.1 pts
No bonus23.7
Best expected30.1Miami · Beat owned team
Highest ceiling if it hits39.5Baylor · 50% shot
Matchup
Bonus option
Hit
If hit
If miss
Expected week
vs none
MiamiH vs FSULarry
Beat owned team Best EVPlan
78%
36.7
6.7
30.1
+6.4
Ole MissH vs MizzuBillAP
Beat owned team
70%
35.5
5.5
26.4
+2.7
Ole MissH vs MizzuBillAP
Beat ranked team
70%
35.5
5.5
26.4
+2.7
BaylorH vs TCUEd
Beat owned team Ceiling
50%
39.5
9.5
24.4
+0.7
Jacksonville St.H vs FIU
Win by 20+
20%
39.5
9.5
15.6
-8.1
MiamiH vs FSULarry
Win by 20+
27%
36.7
6.7
14.7
-9.0
BaylorH vs TCUEd
Win by 20+
8%
39.5
9.5
11.9
-11.8
Ole MissH vs MizzuBillAP
Win by 20+
19%
35.5
5.5
11.2
-12.5
No bonusall 4 games score normally
—
—
23.7
23.7
23.7
0.0
▸Week 8Oct 21Miami — Beat owned team24.6 pts
No bonus18.5
Best expected24.6Miami · Beat owned team
Highest ceiling if it hits36.6Liberty · 4% shot
Matchup
Bonus option
Hit
If hit
If miss
Expected week
vs none
MiamiH vs PittDrobby
Beat owned team Best EVPlan
77%
31.6
1.6
24.6
+6.1
Ole MissA vs TexasEdAP
Beat owned team
41%
33.8
3.8
16.1
-2.4
Ole MissA vs TexasEdAP
Beat ranked team
41%
33.8
3.8
16.1
-2.4
IllinoisH vs OregonIsaacAP
Beat owned team
25%
35.7
5.7
13.2
-5.3
IllinoisH vs OregonIsaacAP
Beat ranked team
25%
35.7
5.7
13.2
-5.3
MiamiH vs PittDrobby
Win by 20+
25%
31.6
1.6
9.2
-9.3
BaylorA vs Kansas
Win by 20+
5%
36.3
6.3
7.9
-10.6
LibertyA vs Kennesaw St.
Win by 20+ Ceiling
4%
36.6
6.6
7.8
-10.7
IllinoisH vs OregonIsaacAP
Win by 20+
2%
35.7
5.7
6.3
-12.2
Ole MissA vs TexasEdAP
Win by 20+
5%
33.8
3.8
5.4
-13.1
No bonusall 5 games score normally
—
—
18.5
18.5
18.5
0.0
▸Week 9Oct 28Miami — Beat owned team35.9 pts
No bonus28.3
Best expected35.9Miami · Beat owned team
Highest ceiling if it hits45.3Jacksonville St. · 10% shot
Matchup
Bonus option
Hit
If hit
If miss
Expected week
vs none
MiamiA vs UNCTovah
Beat owned team Best EVPlan
85%
40.5
10.5
35.9
+7.6
Ole MissH vs AuburnEd
Beat owned team
71%
42.1
12.1
33.4
+5.0
BaylorA vs UCFMason
Beat owned team
49%
44.2
14.2
28.8
+0.5
MiamiA vs UNCTovah
Win by 20+
36%
40.5
10.5
21.2
-7.1
LibertyH vs FIU
Win by 20+
17%
44.5
14.5
19.6
-8.7
IllinoisA vs Maryland
Win by 20+
11%
45.2
15.2
18.4
-9.9
Jacksonville St.A vs New Mexico St.
Win by 20+ Ceiling
10%
45.3
15.3
18.3
-10.0
Ole MissH vs AuburnEd
Win by 20+
20%
42.1
12.1
18.1
-10.3
BaylorA vs UCFMason
Win by 20+
8%
44.2
14.2
16.5
-11.8
No bonusall 6 games score normally
—
—
28.3
28.3
28.3
0.0
▸Week 10Nov 7Illinois — Beat owned team28.8 pts
No bonus25.1
Best expected28.8Illinois · Beat owned team
Highest ceiling if it hits42.4Liberty · 8% shot
Matchup
Bonus option
Hit
If hit
If miss
Expected week
vs none
IllinoisH vs NebraskaChris
Beat owned team Best EVPlan
64%
39.6
9.6
28.8
+3.6
Ole MissH vs GeorgiaMasonAP
Beat owned team
47%
39.8
9.8
23.9
-1.3
Ole MissH vs GeorgiaMasonAP
Beat ranked team
47%
39.8
9.8
23.9
-1.3
MiamiA vs Notre DameLarryAP
Beat owned team
35%
41.2
11.2
21.6
-3.5
MiamiA vs Notre DameLarryAP
Beat ranked team
35%
41.2
11.2
21.6
-3.5
Jacksonville St.H vs Sam Houston
Win by 20+
27%
40.4
10.4
18.5
-6.6
LibertyA vs New Mexico St.
Win by 20+ Ceiling
8%
42.4
12.4
14.9
-10.3
BaylorH vs Iowa St.
Win by 20+
8%
42.3
12.3
14.9
-10.2
IllinoisH vs NebraskaChris
Win by 20+
15%
39.6
9.6
14.1
-11.1
MiamiA vs Notre DameLarryAP
Win by 20+
4%
41.2
11.2
12.3
-12.8
Ole MissH vs GeorgiaMasonAP
Win by 20+
7%
39.8
9.8
11.9
-13.3
No bonusall 6 games score normally
—
—
25.1
25.1
25.1
0.0
▸Week 11Nov 14Illinois — Beat owned team26.7 pts
No bonus24.5
Best expected26.7Illinois · Beat owned team
Highest ceiling if it hits41.7Jacksonville St. · 8% shot
Matchup
Bonus option
Hit
If hit
If miss
Expected week
vs none
IllinoisA vs UCLADudley
Beat owned team Best EVPlan
57%
39.6
9.6
26.7
+2.2
Ole MissA vs OklahomaEdAP
Beat owned team
46%
39.2
9.2
23.0
-1.5
Ole MissA vs OklahomaEdAP
Beat ranked team
46%
39.2
9.2
23.0
-1.5
BaylorA vs BYUJoshAP
Beat owned team
28%
41.3
11.3
19.8
-4.7
BaylorA vs BYUJoshAP
Beat ranked team
28%
41.3
11.3
19.8
-4.7
MiamiH vs Duke
Win by 20+
30%
39.5
9.5
18.6
-5.8
LibertyH vs MTSU
Win by 20+
13%
41.0
11.0
15.0
-9.5
Jacksonville St.A vs WKU
Win by 20+ Ceiling
8%
41.7
11.7
14.2
-10.3
IllinoisA vs UCLADudley
Win by 20+
11%
39.6
9.6
12.9
-11.5
BaylorA vs BYUJoshAP
Win by 20+
2%
41.3
11.3
12.0
-12.4
Ole MissA vs OklahomaEdAP
Win by 20+
7%
39.2
9.2
11.2
-13.2
No bonusall 6 games score normally
—
—
24.5
24.5
24.5
0.0
▸Week 12Nov 20Ole Miss — Win by 20+43.6 pts
No bonus32.4
Best expected43.6Ole Miss · Win by 20+
Highest ceiling if it hits49.2Baylor · 29% shot
Matchup
Bonus option
Hit
If hit
If miss
Expected week
vs none
Ole MissH vs Wofford
Win by 20+ Best EVPlan
97%
44.5
14.5
43.6
+11.2
MiamiH vs VA TechLarry
Beat owned team
89%
44.0
14.0
40.7
+8.3
IllinoisH vs IowaEdAP
Beat owned team
48%
46.9
16.9
31.4
-1.0
IllinoisH vs IowaEdAP
Beat ranked team
48%
46.9
16.9
31.4
-1.0
BaylorH vs TX TechChrisAP
Beat owned team Ceiling
29%
49.2
19.2
27.8
-4.6
BaylorH vs TX TechChrisAP
Beat ranked team
29%
49.2
19.2
27.8
-4.6
MiamiH vs VA TechLarry
Win by 20+
43%
44.0
14.0
27.0
-5.5
Jacksonville St.H vs Missouri St.
Win by 20+
18%
48.4
18.4
23.9
-8.5
LibertyH vs WKU
Win by 20+
12%
49.1
19.1
22.8
-9.6
BaylorH vs TX TechChrisAP
Win by 20+
3%
49.2
19.2
20.0
-12.5
IllinoisH vs IowaEdAP
Win by 20+
8%
46.9
16.9
19.1
-13.3
No bonusall 6 games score normally
—
—
32.4
32.4
32.4
0.0
▸Week 13Nov 28No bonus this week23.9 pts
No bonus23.9
Best expected23.9Miami · Win by 20+
Highest ceiling if it hits41.2Illinois · 8% shot
Matchup
Bonus option
Hit
If hit
If miss
Expected week
vs none
MiamiH vs BC
Win by 20+ Best EV
50%
37.8
7.8
22.7
-1.2
BaylorA vs HoustonTovahAP
Beat owned team
41%
39.3
9.3
21.4
-2.5
BaylorA vs HoustonTovahAP
Beat ranked team
41%
39.3
9.3
21.4
-2.5
Ole MissH vs Mississippi St.
Win by 20+
26%
39.2
9.2
17.1
-6.8
Jacksonville St.A vs Delaware
Win by 20+
10%
40.8
10.8
13.9
-10.0
LibertyA vs Missouri St.
Win by 20+
8%
41.1
11.1
13.6
-10.3
IllinoisA vs Northwestern
Win by 20+ Ceiling
8%
41.2
11.2
13.6
-10.3
BaylorA vs HoustonTovahAP
Win by 20+
5%
39.3
9.3
10.8
-13.1
No bonusall 6 games score normally
—
—
23.9
23.9
23.9
0.0
Two corrections to the league workbook
“Texas Tech” reads as unowned
The schedule sheet spells Chris’s team Texas Tech while the draft sheet spells it
TX Tech, so five games are flagged as neither owned nor ranked — including
your Baylor home game in Week 12. Those games are worth an extra +3 owned and +3 ranked, and they
open bonus options the sheet currently hides.
Mississippi St. and Buffalo are flagged as owned
Fourteen games are marked Owned = Y against teams nobody drafted this year,
apparently left over from last season. One is your Ole Miss game in Week 13, which the sheet
credits with a +3 that will not actually score.
How the picks are made
A bonus replaces regular scoring
Hitting pays +20 and missing costs −10, but either way you give up what the game would have
scored normally. So the number that matters is not the bonus EV — it is
bonus EV − normal points. That is the “net gain” column throughout.
Break-even is a 1-in-3 hit rate.
Bonus the blowouts, not the showcase games
The instinct is to bonus Ole Miss against Georgia. The math says the opposite: a 47% shot at beating
Georgia is worth −1.4, while Miami over an FCS team by 20+ is worth +10. Big games
already score well on their own, so the bonus adds little and risks a lot.
Cash weeks change the target
The $35 weekly prize goes to the single highest total, so on those weeks you are not maximizing your
average — you are trying to beat eleven other owners. That is when the gold row matters: in Week 5
the best expected pick projects 20.7, but Liberty by 20+ would post 35.4 if it lands.
Worse on average, better if you need a number. Take the ceiling only when second place pays nothing.
Skip the weeks that do not pay
You are never required to bonus. Week 13 has no option above break-even, so the plan takes nothing
rather than forcing a pick.
The BowChamp bonus is not live this year
It needs four-plus games in a week where you expect every team to lose. Your best week for that is
only 4.0% likely — Liberty and Jacksonville St. play too many winnable games.
Do not plan on it.
What is behind the numbers
Ratings come from a strength-of-schedule rating built on every 2025 result stored in the league
workbook, regressed for roster turnover and blended with the 2026 preseason AP poll. Full table in
ratings_2026.csv — edit the override column and every number here follows.
Win and blowout probabilities assume a game margin scatters about 14 points around
the projection. Back-tested against 2025, predicted and actual rates track closely
(for projected margins of 21–28 points, 65% predicted vs 66% actual for a 20-point win).
The plan is not sensitive to that assumption. Re-running with the scatter anywhere from 11 to 17
points produces the identical twelve picks; only the size of the edge moves, from +80 to +103.
Ranked status changes weekly. These flags use the preseason poll. Paste each new AP Top 25 into
the workbook and re-run before locking a pick.
Not modeled: injuries, weather, suspensions, and the 10-point undefeated-season bonus. Add/drop
moves cost $10 and are not evaluated here.